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Illinois Housing Development Authority announces federal assistance programs to help homeowners with Underwater Mortgages. Both programs are Federally funded, though current funding levels will only ensure availability for the next 12-18 months.
HHF HELP
The Illinois Hardest Hit Fund® program provides mortgage assistance to homeowners who have experienced at least a 15 percent income reduction due to a qualifying hardship event and who meet the eligibility criteria.
HHF I-REFI
The I-Refi program is designed to help homeowners who are current on their mortgage payments but owe more than their home is worth.